Resources
Every resource. Every option. No upfront cost.
Falling behind on mortgage payments is overwhelming — these are the tools we use to help Colorado homeowners take back control.
In-Home Counseling
A COHFP Resource Counselor meets with you at home — phone or in-person — to review your loan, your finances, and every legal option. Free. Confidential. No income test.
Phone Counseling
One-on-one phone guidance through every available program. Great when you need fast answers but don't need an in-home visit yet.
Priority Assistance Program — Fast Track
Same-day response for urgent situations. If you've received a letter from your lender or a Notice of Default, this is where you start.
Home Partnership Initiative
Help with roofing, plumbing, electrical, safety, deferred maintenance, and pre-sale repairs so you can protect or recover your home's equity.
Trusted Referrals
Vetted Colorado bankruptcy attorneys, probate specialists, real-estate brokers, and contractors when your situation needs them.
Educational Library
Dozens of plain-English guides covering Notice of Default, the foreclosure timeline, loan modification paperwork, short sales, and more.
Where to start
Not sure which resource fits your situation?
Most homeowners start with a free phone consultation. From there, we route you to the right combination of services — usually within 24 hours.