Keep Your Colorado Home.
30+ years helping homeowners stop foreclosure — with no upfront cost, no judgment, and a real plan within 24 hours.
Our Services
Real options, tailored to your situation
Every homeowner's story is different. Here's how we help most often.
Foreclosure Prevention
Stop the foreclosure clock and explore every option to keep your home.
Learn moreLoan Modification
Renegotiate your mortgage terms to a payment that fits your life.
Learn moreForbearance
Pause or reduce payments while you recover from a short-term hardship.
Learn moreShort Sale Assistance
Sell on your terms and walk away without the weight of the debt.
Learn moreDeed in Lieu
Hand back the keys cleanly with a written deficiency waiver.
Learn morePre-Foreclosure Help
The window where you still have every option — let's use it.
Learn moreBehind on payments? Talk to us today — it's free and confidential.
About Us
Helping Colorado homeowners find their way forward
Life can throw some curveballs — and sometimes, that means falling behind on mortgage payments. You're not alone, and you still have options.
Our caring team has spent over 30 years guiding Colorado homeowners through foreclosure, real estate, estates, construction, and bankruptcy. There's no upfront cost to get started — just honest help from people who genuinely care.
More about COHFPReviews
What our neighbors say
"They answered the phone on a Sunday and walked us through every option. We're still in our home because of them."
"No judgment, no pressure — just real help. They handled the bank calls so I could finally sleep."
"I expected a sales pitch. I got a plan. Six months later we're caught up and breathing again."
Why Choose Us
A team that treats you like a neighbor
- 01
No Up-Front Cost
Most homeowners qualify for our program with zero out-of-pocket to start.
- 02
30+ Years Experience
Deep expertise across foreclosure, real estate, estates, and bankruptcy law.
- 03
Local Colorado Team
We know Colorado lenders, courts, and timelines — because we live here too.
- 04
Confidential & Judgment-Free
Your situation stays private. We're here to help, never to lecture.
Service Area
Serving homeowners across Colorado
Cities we serve
Free consultations available statewide. In-person visits across the Front Range.
- Denver
- Aurora
- Lakewood
- Arvada
- Westminster
- Thornton
- Centennial
- Littleton
- Englewood
- Wheat Ridge
- Golden
- Broomfield
- Boulder
- Longmont
- Loveland
- Fort Collins
- Greeley
- Brighton
- Colorado Springs
- Pueblo
- Castle Rock
- Parker
- Highlands Ranch
- Commerce City
Get Started
Talk to a real person — today.
Free, confidential consultation — usually within 24 hours. No obligation, no judgment.