Foreclosure prevention is the umbrella over everything COHFP does. The moment you reach out, we slow the clock by helping you understand your timeline, your rights, and every program that could apply — from in-house counseling to formal loss-mitigation requests with your servicer. There is no upfront cost, and you stay in control of every decision.
How it works
- 1
Free intake call
We listen to your situation, identify any urgent deadlines, and explain Colorado's foreclosure process in plain English.
- 2
Resource Counselor consultation
Phone or in-home meeting with a COHFP counselor to map your full set of options.
- 3
Action plan
A written plan you choose from — modification, forbearance, short sale, deed in lieu, or sale — with the next 7-, 30-, and 90-day steps.
- 4
Implementation
We stay with you, coordinate with the servicer and any attorneys, and track progress until the crisis is resolved.
Why homeowners choose this path
- No upfront cost and no income qualification
- Same-week response for urgent Notice-of-Default situations
- Colorado-specific guidance on the Public Trustee process
- Confidential — your information is never shared without consent